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Monday, May 17, 2021

Letting Go













 Letting go of Yosemite Snow


Murmuring






 

Murmuring

In a tide between evening or night

Larks catch every gnat in thin air

An indigo from bluegrass fair

Singing then calling in fright

Thursday, April 22, 2021

Tuesday, April 13, 2021

Mortgage

cowgirl in pink shirt


Self-employed borrowers can have a challenging time qualifying for a traditional home loan. But you do not have to worry about there not being a program available to help you qualify for a mortgage. Bank Statement programs are designed specifically for those who do not have the tax documents, W-2’s,or adequate proof of income that clearly indicates their ability to pay. The home that seemed out of reach can now be a reality! The mortgage rates for these programs are reasonable.

Contact me today for a customized mortgage solution that best fits your circumstances. You don't want to wait the night before you are making an offer. My team will get you looking strong, your Underwritten Approval letter, and your horse saddled and ready for the rodeo.

Don’t miss out on the home of your dreams! Now there are even more customized options to help you qualify for a mortgage. If you have a solid income and are self-employed, you may qualify for our Bank Statement program. If you have net worth and assets but don’t have income you may qualify for our Asset Qualifier program. And for those who qualify, Jumbo loans are available with only 10% down.

C G Barbeau
NMLS 324982
(949) 784-9699
Sun West Mortgage



 

Sunday, April 11, 2021

Alaska Trip

Wildflowers in alaska


Our road trip in Alaska was amazing. The natural beauty of the wildflowers, seeing grizzly, whales, bald eagles, moose and wolves, and talking about the history of this landscape was mind jogging. We flew into Anchorage then drove a motor-home up to Denali. Then far north to Mukluk Land and south through Whittier and Homer. Caught fish that we barbequed. Hiked on a melting glacier and felt sad that the blue ice is going away so rapidly. 

I recommend Phillips Tour boat in Whittier and Crazy Rays for both the experience of hearing kittiwake gulls calling to the seals and Rays for a real fishing adventure.  

Denali is majestic.  Though you are required to ride a bus, you can get out and hike.

The Anton Andersen tunnel to Whittier is a feat of engineering. The abandoned Buckner building haunted by those who died in the 1964 earthquake is worth peeking in the chain link fence before they knock it down.

In Homer we had halibut tacos at the trailer The Tickled Pear. Rode the ferry with Coldwater Boats for a day trip to camp in Kachemak Bay State Park. We saw bald eagles fishing there and they remind how wonderful America is to see. Thank you everyone in Alaska for your kindness and warm greetings.

Wooly lousewort wildflowers
Cotton grass Eriophorum angustifolium often enjoyed by Canada geese





gold plants in the mist
    All photographs are copyright  ©  Caroline Gerardo